Effective Date: 26th September, 2025
Welcome to Fintech Magazine Africa (“Fintech Magazine Africa,” “we,” “our,” or “us”).
By accessing or using https://fintechmagazine.africa (the “Site”) and any related services, you agree to these Terms of Use (“Terms”). If you do not agree, please do not use the Site.
1. Eligibility
You must be at least 16 years old (or the age of majority in your jurisdiction) to use this Site. By using the Site, you represent that you meet this requirement.
2. Use of the Site
You may use the Site and its content solely for lawful, personal, and non-commercial purposes.
You agree not to:
- Violate any applicable laws or regulations.
- Copy, reproduce, distribute, or create derivative works from our content without written permission.
- Interfere with the Site’s operation or attempt unauthorized access to systems or data.
- Submit false, harmful, or infringing material.
3. Intellectual Property
All text, images, graphics, logos, videos, and other content on the Site are owned by Fintech Magazine Africa or its licensors and are protected by copyright, trademark, and other intellectual property laws.
You may share or quote small portions of articles for non-commercial purposes with proper attribution and a link back to the original page.
4. User Contributions
If you post comments, articles, or other content (“User Content”):
- You retain ownership of your User Content but grant us a worldwide, royalty-free, perpetual, and non-exclusive license to use, display, reproduce, modify, and distribute it on the Site and related platforms.
- You warrant that you have the right to share the content and that it does not violate third-party rights or applicable laws.
- We reserve the right to remove or edit User Content at our discretion.
5. Third-Party Links and Services
The Site may include links to third-party websites or services. These are provided for convenience and do not signify our endorsement. We are not responsible for the content, privacy practices, or accuracy of third-party sites.
6. Privacy
Your use of the Site is also governed by our Privacy Policy , which explains how we collect and handle personal information.
7. Disclaimers
- The Site and its content are provided “as is” and “as available” without warranties of any kind, express or implied.
- We do not guarantee that the Site will be error-free, secure, or uninterrupted.
- Articles, opinions, and data on the Site are for informational purposes only and should not be considered financial, legal, or professional advice.
8. Limitation of Liability
To the fullest extent permitted by law, Fintech Magazine Africa and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of the Site, even if we have been advised of the possibility of such damages.
9. Indemnification
You agree to indemnify and hold harmless Fintech Magazine Africa, its employees, contractors, and partners from any claims, losses, damages, liabilities, including legal fees, arising out of your use of the Site or violation of these Terms.
10. Changes to These Terms
We may update these Terms occasionally. Updates take effect immediately when posted on this page. Your continued use of the Site after changes means you accept the revised Terms.
11. Governing Law & Dispute Resolution
These Terms are governed by the laws of Nigeria (or specify another jurisdiction if preferred), without regard to conflict of law principles.
Any disputes shall be resolved through good-faith negotiation. If unresolved, disputes will be subject to the exclusive jurisdiction of the courts in [Lagos, Nigeria].
12. Contact Us
For questions about these Terms, contact:
Fintech Magazine Africa
Email: editor@fintechmagazine.africa
